Group of foreign retirees toasting and sharing lunch in the Italian countryside - Elective residence visa Italy | Avvocato Sonia Randazzo

Italian Elective Residence Visa: What You Need to Know

 

The elective residence visa is perfect for those who want to live in Italy without working. It’s designed for retirees and wealthy people. It allows you to move to Italy and enjoy the beautiful Italian lifestyle.

What is the Elective Residence Visa

 

The elective residence visa is a special permit. It allows you to live in Italy for one year. You can renew it every year. You cannot work with this visa. It’s made for those who already have a pension or income.
Italy wants to attract people with good financial resources. These people bring money to the country. They spend on housing, food, services. They help the local economy.
The visa is very popular among Americans, Canadians and Australians. Many choose Southern Italy. Living costs are lower. The climate is better. The quality of life is high.
 

Who Can Apply for the Visa

 
You must have at least 31,000 euros of income per year. This income must be passive. It means you don’t have to work for it. It can be a pension, rent, investments.
You must prove you have this money every year. Having it once is not enough. Italy wants to be sure you can support yourself. It doesn’t want you to become a burden on the state.
You must have health insurance. It must cover all medical expenses in Italy. It must be valid for the whole year. This is very important to get the visa.
 

Additionally, and importantly, Italian law allows conversion to this visa for foreign nationals already residing in Italy under a work, self-employment, or family permit who now receive:

  • a retirement or disability pension,

  • a survivor’s pension,

  • or social welfare pension.

This conversion is allowed by Article 14, paragraph 1(d) of the implementation regulation of the Immigration Code (D.P.R. 394/1999), enabling former workers or their dependents to remain legally in Italy even after employment ends.

 

Financial and housing requirements

 

Applicants must demonstrate sufficient income—typically at least €31,000 per year for a single applicant, with higher thresholds for couples or families. Income must come from stable, non-work sources such as:

  • foreign or local pensions,

  • rental income,

  • financial investments.

Applicants must also show proof of a residence in Italy (either owned or leased). Health insurance coverage valid in Italy for the duration of their stay is mandatory.

 

The Advantages of the Visa

 

The first advantage is the special tax regime. You can pay only 100,000 euros in taxes per year. It doesn’t matter how much you earn abroad. It’s a very convenient flat tax.
You can access the Italian healthcare system. It’s one of the best in the world. The care is high quality. The costs are very low compared to other countries.
You can travel freely in Europe. Italy is part of the Schengen area. You can visit 26 countries without controls. It’s perfect for those who love to travel.
The quality of life in Italy is excellent. The food is fantastic. The climate is mild. The culture is very rich. The people are welcoming.

Required documentation

 

Applications are submitted to the Italian Embassy or Consulate in the applicant’s country of residence. Required documents include:

  • Valid passport (with minimum validity beyond visa duration),

  • Proof of subordinate or passive income (bank statements, pension statements, contracts),

  • Evidence of housing in Italy (rental contract or property deed),

  • Health insurance valid internationally,

  • Motivational letter explaining the intent to live in Italy,

  • Documents to support family dependents, if applicable.

Each document must be properly translated, legalized, or apostilled where required. Each Consulate may have specific requirements, so it’s essential to consult the official site before applying.

 

Timeline and elective residence visa process

 

Upon appointment, the completed visa application may take between 30 and 90 days, depending on the Consulate. After the visa is issued, the applicant must:

  1. Travel to Italy,

  2. Apply for the elective residency permit (permesso di soggiorno) within 8 days at the local Questura using the appropriate postal kit,

  3. Be granted a permit valid for one year, renewable provided the original requirements remain met,

  4. After 5 years of continuous residency, qualify for the EU long‑term residence permit.

 

Legal Assistance

 

Although it is not mandatory, having an immigration lawyer significantly increases your chance of success. Consular decisions involve discretion, and delays or denials often result from transcription errors, insufficient documentation, or misunderstanding of eligibility requirements.

A lawyer specializing in immigration can:

  • advise on the strongest legal strategy,

  • review income and housing documentation thoroughly,

  • assist with family cases and permit conversions (Art. 14, para. 1(d)),

  • file administrative or judicial appeals in case of denials or excessive delays.

Such professional assistance helps prevent procedural errors and strengthens your application.

 

The procedure may seem simple but has many pitfalls. An error in documents can cause rejection. You lose time and money.
It’s better to get help from an expert lawyer. They know all procedures. They know how to prepare documents. They avoid costly mistakes.
 
My experience allows me to guide you through the whole process. I prepare all necessary documents. I follow the case to the end.

 

FAQ Visto per Residenza Elettiva

1. Who can apply for the elective residency visa?
Foreign nationals with stable, self-sufficient income who intend to live in Italy without working. Also eligible are former workers or dependents already in Italy with a work or family permit who now receive a pension, under Art. 14(1)(d) of Regulation D.P.R. 394/1999.
2. Can I work with an elective residency visa?
No. The elective residency visa does not allow any form of employment. Any work activity would violate visa conditions and jeopardize the status.
3. What documents are needed to apply?
You need a valid passport, proof of pension or passive income, housing evidence in Italy, private health insurance, a motivation letter, and legal translations/apostille. Requirements may vary by consulate.
4. How long does the visa process take?
Consular processing typically takes 30‑90 days, but delays can extend up to several months. In extreme cases, waiting times may exceed 5 years, and judicial appeals may be possible.
5. How much income must I have?
You must have at least 31,000 euros per year of passive income. It can be pension, rent, investments. It must be guaranteed every year.
6. Can I bring my family?
Yes, you can bring your spouse and minor children. They must also have the visa. They must respect the same rules.
7. Can I buy a house in Italy?
Yes, you can buy a house. There are no limits for foreigners.
8. Can I travel in Europe?
Yes, you can travel freely in the Schengen area. That's 26 European countries. No border controls needed.
9. What happens if I get sick?
You have the right to Italian healthcare system care. You must have health insurance.
5. Is legal assistance necessary?
While not mandatory, legal help significantly improves success chances. A lawyer can ensure your documents meet consular standards and assist with appeals if needed.